Strong Coverage for the Heart of Your Operation
Farm and ranch life carries real risks that change with the seasons. Weather shifts, equipment failures, and livestock challenges can affect both your land and your livelihood. At Marsha Haberman Agency, Nodak Insurance Company, we help farm and ranch families across North Dakota, protect their operations with clear and dependable coverage. If you need guidance today, call
701-642-9251 to talk with a team that understands rural life and the work you do.
Coverage Designed for All Types of Farm and Ranch Operations
Farms and ranches in Richland County, ND, are diverse, and each one deserves protection that fits its size and daily demands. We support operations of all types, from small hobby farms to large production farms.
Types of Farming We Support
We work with operations that focus on:
- Grain farming such as wheat, corn, and soybeans
- Beef and cattle operations
- Dairy production
- Potato farms
- Hog and swine facilities
- Sheep and feeding operations
- Beet farming
- Hobby and mixed crop farms
Farm Property and Building Coverage
Your buildings and farm structures are essential to your work. We help you protect them with clear coverage that supports recovery after unexpected events.
- Barns, shops, sheds, and storage buildings
- Silos, bins, and equipment shelters
- Storm, fire, and theft protection
- Replacement and repair guidance
Equipment and Machinery Protection
Your equipment keeps your operation moving. Damage or failure can slow down your entire season.
- Coverage for tractors, combines, and loaders
- Protection for attachments and tools
- Help with repair or replacement after damage
- Support during claims so work continues smoothly
Livestock Insurance for Your Herd
Livestock carries real value and real risk. We help protect your animals so you can continue operating with stability.
- Coverage for cattle, dairy cows, and beef herds
- Protection for hogs, sheep, and specialty animals
- Support for accidents, weather events, or illness
- Policy options based on herd size
Liability Protection for Farm Operations
Accidents on your property can lead to costly claims. We help you prepare with coverage that supports your family and your business.
- Protection for injuries that occur on your land
- Support for property damage caused by farming activities
- Guidance for selecting the right liability limits
Why Strong Farm Insurance Matters
Your farm or ranch is more than a business. It supports your family, your workers, and your future. One storm, one accident, or one breakdown can affect your entire year. Insurance helps you stay steady during these moments so your operation can continue without major setbacks. It protects your effort, your income, and your peace of mind.
Why Farmers Choose Our Agency for Support
Local farmers trust our team because we understand the land, the weather, and the work involved in running a farm or ranch. Clients appreciate the personal service and honest guidance we provide. Here are reasons they rely on us:
Local insight from a team that knows rural life
Clear explanations that make coverage simple
Options for farms of all sizes
Practical support during claims
Over 60 years of combined experience
Help choosing limits that match their operation
Flexible choices for land, equipment, and livestock
Steady communication when seasons change
Helpful Answers About Farm and Ranch Insurance
What size farms do you insure?
We support operations of all sizes, from small hobby farms to large production farms.
Does equipment insurance cover breakdowns?
It protects against many types of damage. We review your needs to choose the best fit.
Can livestock be insured separately?
Yes. Livestock coverage is flexible and can be based on herd size and type.
Is liability coverage required for my farm?
It is not required, but it is strongly advised because accidents can create costly claims.
Do you insure multiple farm properties?
Yes. We offer coverage options for land, buildings, and structures across different locations.