Coverage That Helps Your Business Thrive
Running a business brings constant challenges. Even small setbacks can affect sales, equipment, or customer trust. At Marsha Haberman Agency, Nodak Insurance Company, we help businesses across North Dakota, find insurance that protects their hard work. If you need guidance today, call
701-642-9251 to speak with a team that understands your industry and your goals.
Business Insurance Options for Real Work Environments
We support a wide range of businesses in Wahpeton, ND. Whether you own a shop, run a service company, or manage an agribusiness, you deserve coverage that fits how your operation runs.
Business and Commercial Insurance
Strong coverage helps your business stay steady during change.
- Liability protection for accidents involving customers or visitors
- Support for property losses from fire, storms, or theft
- Business owner policies for small and mid-sized companies
- Options that adapt as your business grows
Commercial Property And Equipment Coverage
Your tools, machinery, and workspaces keep your business moving. We help protect them with coverage that supports fast recovery.
- Insurance for buildings, workspaces, and storefronts
- Coverage for rented spaces and commercial equipment
- Protection for equipment breakdown and spoilage
- Support for replacement and repair
Business Liability and Specialty Coverage
Accidents and claims can appear without warning. Liability coverage helps your business stay stable during these moments.
- General liability for customer injuries
- Cyber and data breach options
- Identity theft support for affected parties
- Extra endorsements for unique business needs
Commercial Auto Coverage
Vehicles used for work need special protection. We offer coverage for:
- Service vans
- Delivery vehicles
- Contractor trucks
- Transport used for daily operations
Industries We Commonly Support
Each industry comes with its own risks. We help you choose coverage that fits your work.
- Retail shops, boutiques, and delis
- Service contractors such as plumbers, electricians, and tile setters
- Professional offices, including law firms
- Hairdressers and salon owners
- Agribusiness operations such as turkey farms and seed sellers
Why Strong Business Coverage Matters
Business insurance plays a key role in keeping your operation stable. A single fire, accident, or equipment breakdown can slow production or close your doors. With the right plan, you can recover faster and protect your income, your staff, and your customers. This support helps you stay focused on growth instead of fear.
Why Businesses Trust Our Local Agency
Business owners rely on us because we offer personal support and clear explanations. Here is what our clients value most:
Local knowledge of Wahpeton, ND
Simple explanations without confusing terms
Support during claims and policy updates
Options for new and established businesses
Experience with retail, service, trade, and agribusiness needs
Quick responses when issues appear
Guidance that protects long-term stability
A team that treats your business like a partner
Helpful Business Insurance Questions and Answers
Here are common questions business owners ask when choosing insurance.
What type of liability coverage do I need?
It depends on your industry and how customers interact with your business. We help you choose limits that fit your daily risks.
Does property insurance cover rented spaces?
Yes. We offer options that protect both owned and rented business locations.
Do contractors need special coverage?
Trades such as plumbing or electrical work often need policies made for service risks. We help identify the right fit.
Can I insure my work vehicles?
Yes. Commercial auto coverage protects vehicles used for daily tasks, deliveries, or travel between job sites.
Do you work with agribusiness clients?
Yes. We support turkey farms, seed sellers, and other agricultural operations with tailored coverage.
Protect Your Business With Confidence Today
Strong insurance helps your business stay steady during unexpected moments. At Marsha Haberman Agency, Nodak Insurance Company, we guide you with clarity so you can move forward with confidence.