The Story Behind Our Trusted Insurance Team
Marsha Haberman
Agent
Marsha is a trusted agent with Nodak Insurance Company, proudly serving clients for over eight years. With 13 years of experience in the insurance industry, she brings deep expertise and a genuine commitment to helping individuals and families protect what matters most.
She holds a Bachelor of Science in Mass Communications from St. Cloud State University in Minnesota, a foundation that supports her clear communication and client education.
A proud Richland County, North Dakota native, Marsha is deeply invested in her community. She is known for building long-lasting relationships and making clients feel heard, understood, and cared for, often more like a trusted friend than just an agent. Her goal with every interaction is to provide attentive, personalized service so each client receives coverage that fits their unique needs.
Outside of work, Marsha enjoys raising her two daughters, caring for the family’s dogs and cats, traveling, running, going to the gym, and spending time in Minnesota’s Lakes Country.
Call Marsha today for all of your insurance needs and experience the difference of truly personalized service
Tim Overmoen
Crop Insurance Specialist
Tim Overmoen has held the title of Crop Insurance Specialist for Nodak Insurance Company for over 20 years. He has also been farming the family farm for over 30 years. He has an understanding of weighing the yearly risks of growing a crop and sorting through the many options of crop insurance to manage that risk. As a farmer, he uses the same Farm Service Agency programs as his customers; this has brought meaningful conversations for both parties and, in some cases, an extra source of revenue from a program that some customers may have overlooked. On his farm, Tim grows corn, soybeans, wheat, barley, oil sunflowers, and dry beans. He graduated from the University of Minnesota in Crookston with an agronomy and soils degree. Tim and his wife, Laura, have two boys and one girl. They enjoy camping as a family, and Tim also looks forward to hunting whitetail deer after the fall harvest each year.
Nicole Oland
Sales Associate
Nicole Oland is an Associate Agent at Nodak Insurance – Marsha Haberman Agency, bringing more than 12 years of experience in the insurance industry. She is dedicated to client service and community connection; Nicole helps families, farmers, and businesses find solutions tailored to their needs.
Outside of work, Nicole and her husband, Matt, are raising 3 girls: Makaya, Parker, and Chayse. She loves being part of Wahpeton’s close‑knit community and can often be found cheering on her kids in their many activities. Nicole’s professional expertise and personal commitment to family and community make her a trusted partner both in business and in everyday life.
Sari Smedberg
Customer Service Specialist
Sari has over 8 years of customer service experience in the insurance industry. She lives in Wahpeton with her husband, Rusty. She enjoys spending time with her two grandsons and her many friends. We are lucky to have Sari with us part-time!
